Financing — Patiova

Bring Home the Backyard You’ve Been Waiting For

Patiova has partnered with Hearth to offer simple financing options for outdoor furniture, playsets, and backyard upgrades—with fast prequalification and predictable monthly payments.

Financing for Your Backyard Favorites:

Outdoor furniture

Wood and vinyl playsets

Deep seating collections

Custom backyard upgrades

Checking Your Rate Is Easy & Only Takes 2 Minutes

Check Your Rate Fast: Prequalify in minutes without affecting your credit score.

Know Your Monthly Payment: See financing options with predictable payments that fit your budget.

No Home Equity Required: Explore personal loan options without using your home as collateral.

No Prepayment Penalties: Pay off your balance early without added penalties.

Flexible Financing Options for Your Backyard

0% APR promotional financing may be available for qualified buyers. You can also explore longer-term financing options with fixed monthly payments through Hearth’s lending partner network.

Check Your Rate

How Financing Works

1. Choose Your Patiova Product
Find the playset, furniture, or outdoor piece that fits your space.

2. Check Your Rate
Complete Hearth’s quick prequalification form without affecting your credit score.

3. Review Your Options
Compare available monthly payment options from Hearth’s lending partners.

4. Bring It Home
Move forward with your purchase and enjoy your backyard sooner.

Frequently Asked Questions

Will checking my rate affect my credit?
No. Hearth’s prequalification application does not affect your credit score.

How long does it take?
You can check your rate in just a few minutes.

Can I pay it off early?
Yes. There are no prepayment penalties through Hearth loan options.

How much can I apply for?
Hearth offers prequalification results for loans up to $250,000, with terms from 1–12 years.

Is Hearth the lender?
No. Hearth connects customers with a network of lending partners so you can compare financing options.

Dine, Gather, and Relax Outside

From everyday family dinners to weekend get-togethers, Patiova outdoor poly furniture helps make your backyard feel like a natural extension of your home. With durable materials, comfortable designs, and styles made for real outdoor living, it’s furniture you can enjoy season after season.

Explore Outdoor Furniture

Bring More Adventure to the Backyard

A Patiova vinyl playset gives kids a place to climb, swing, slide, imagine, and play right at home. Built for lasting fun and designed with families in mind, our playsets make it easier to create a backyard they’ll want to run to again and again.

Explore Vinyl Playsets

*0% interest is for promotional period only. Not available in Maryland, Massachusetts, Nevada, North Dakota, or Vermont. Not available at all locations.